Should You Buy or Lease a Car?

When it comes to buying or leasing a car, there are advantages and disadvantages to each choice, but which option will save you the most money? Let us compare the two and explore the options. When you lease a car, you will usually have a lower down payment that when you purchase your car. If you don’t have a lot of cash flow, this can help you get into a car. Dealers will often limit the amount of a down payment that you need, in order to get the car off of the lot. That said, the lower your down … Continue reading

Four More Parental Liable Issues

Negligent Supervision is a legal theory where a minor child’s parents are held liable for their child’s negligent acts when parent knows or has a reason to know that it’s necessary to control the child and the parent fails to take actions to do so. Anyone with the custody and control of a child may be held liable including grandparents, guardians, foster parents or other adults with custody and control of a child. In most cases there isn’t a dollar limit for negligent supervision liability claims. In some situations an Insurance Umbrella or Homeowners insurance policy might offer some protection … Continue reading

Keeping Track Of Your Teen Drivers

What is it about teens obtaining their driver’s licenses that make parents’ stomachs churn? My daughter has a few years before she gets behind the wheel, but she’s already getting a taste of what it’s like to be on the receiving end of parents’ concern about their children hitting the highways. We recently visited my parents in Hawaii and every time (I am not exaggerating—every single time) we left their home my dad would follow us out to the garage, give my daughter a hug good-bye and “whisper” (loud enough for me to hear): “Make sure your mommy drives carefully.” … Continue reading