If your home is not paid off, your mortgage company demands that you keep at least basic insurance on it lest anything should go wrong. Basic insurance will -maybe- pay off what you owe on your mortgage if anything should happen to your home. Many homeowners prefer more coverage, such as coverage that includes replacing the contents of the home, up to a certain value. It is also important to include things like additional flood insurance if you live in a flood prone area. While you can get plenty of information from your insurance agent about the best type of … Continue reading →