Tuition-Free Colleges

One of the biggest expenses to a family is paying for college. I know that it has kept us up late at night, and our kids are still very young. If you are wondering how you are ever going to pay for higher education, take heart. More and more colleges and universities are offering students a chance to get a good education tuition free. And, these programs have nothing to do with the normal scholarship avenues. Tuition-free programs are closer to loan programs that don’t have to be paid back. There aren’t that many of these programs around, but the … Continue reading

State College Costs Unaffordable

Public colleges and universities are often more affordable than private institutions, but according to a report by the Associated Press, even public four- and two-year colleges and universities flunk the grade on affordability. Only one state out of 50, California, actually can claim that they have affordable colleges. This is thanks to affordable community colleges. How bad are college costs? Increases from 1999-2000 are as high as 16 percent in some cases. If your income falls in the lower median, expect to pay as much as 55 percent of your income just for college tuition, books and other fees not … Continue reading

Government Proposal on Student Loans

With rising tuition prices, very few students attend college without some type of financial help. Government loans are one of the most common. However, they may not be as easy to obtain as they once were. It seems that once again the federal government is taking action in the issue of education. Recently Senators Patty Murray of Washington and Christopher Dodd of Connecticut introduced a proposal that would stop lending institutions from picking and choosing which schools and students were eligible for loans. The proposal came about after an article was published that stated that several lenders had stopped allowing … Continue reading

Single Parent and Paying for College–For Once, a Plus

I have written in the Parents Blog about the process of getting my eldest daughter (the first of three children who are working to finish the high school years) graduated from high school and on to college. In addition to all the forms, paperwork, and other details–we are, of course, scrambling to figure out how it is going to be paid for. While I have managed to save a few thousand dollars apiece for each of my kids over the years–it isn’t much and it will probably only pay for a year’s worth of books! What I am finding, however, … Continue reading

Who Pays For College?

With the continued increase in tuition at the majority of private and state colleges, many families have to make some tough decisions about how to pay for continued education. Undoubtedly a college education will pay off in the long run with earnings potential being up to a million dollars or more over a lifetime compared to someone who does not have a college degree. Job loss, higher cost of living and increased single parent family headed households are some of the factors that are creating a shift in thinking about whose responsibility it is to pay for college. Many parents … Continue reading