New Year’s resolutions are being made all over the world tonight, as we vow to make changes in our lives and goals to set for the year. Last year I made a few resolutions or goals and I stuck to them for most of the year. This made a huge difference in my decision to make new ones this year. I pledge to live a more frugal life. I pledge this exact same thing every single year. Most of my friends think it is a strange goal, since I already appear to be living a very frugal lifestyle. I pinch … Continue reading →