Have you ever wondered why you can’t access the money in your account? You made a deposit the day before, so you should be able to access the money right? Not necessarily, most banks still operate on banking hours and days. Banks will have the tellers and ATM machines switch to the next business day usually sometime between 1:00 p.m. and 2:00 p.m. Your teller should post a sign that says next business day somewhere in her window. Banks switch over to the next day because all the work that they receive (deposits, checks cashed, withdrawals made) needs to be … Continue reading →