My husband just got taken on full time at the place he is working. I am thrilled, because after three years as contractors this means we get to have full on health insurance again and no more hospital bills ringing in the $20,000 range (and no, I’m not kidding, that’s what it cost us for his emergency appendectomy last year). We have been very fortunate that we haven’t had excessive health care costs over the last few years, with small exceptions, because we didn’t have insurance. In January, we applied for and received an independent form of health insurance that … Continue reading →