To really maximize your investment and improve your overall financial picture, you should actually spend as little as possible on your home. Instead of finding out the maximum your mortgage broker will allow you to borrow (as so many people do), you should figure out the minimum house that will satisfy your needs. Not only do homes in the lower price points tend to increase in value the most, they also allow you the most disposable income in reduced house payments. This additional money each month can be invested in more profitable endeavors, or simply allows you to live with … Continue reading →