Dismayed because our newly built and delicate basic emergency fund got hit again last month, my brilliant husband found us more than $760 that helped us get back on track. As you may know, we have started taking the Dave Ramsey Financial Freedom course. One of the first steps that he recommends is to fund the start of an emergency fund. This way, you don’t have to worry about getting into debt if an emergency should occur. The problem was, is that as soon as we funded this, it got hit for the whole amount, leaving us back to square … Continue reading →