Are you seeing red after calculating the amount of money you’ve shelled out this holiday season? Christmas is still a week away and some parents are already dealing with a mountain of debt accrued since Black Friday. As devoted moms and dads we feel obligated to make all of our children’s holiday wishes come true:  Big tree featuring gorgeous ornaments, life-sized animated decorations, elaborately wrapped gifts and miles of twinkling lights that would blind a buzzard. Unfortunately, all that holiday bling can put a real dent in your household budget.  One way to reduce the sting of big bills racked … Continue reading →