Lightning can strike anywhere, and in some cases without much warning. While homeowner and renter policies protect against lightning, some sensitive property such as electronic and computer equipment may not be covered the way an insured would hope. I once had to replace an electronic control for a relatively new furnace due to the electrical surge caused by a lightning strike. When it comes to lightning it’s up to each homeowner to decide how to manage this risk. Some of the most costly damage caused to personal property may not be covered, and there are ways to reduce the risk … Continue reading →