Wildfire Evacuation Plan: When the Order is Urgent!

It’s fire season again! In fact, it seems things are heating up and burning earlier this year and wildfires are impacting parts of the country normally considered to be a lower risk. As we enter the height of the 2007 fire season it‘s looking like more people will need to consider ways to protect their homes, mitigate their risk exposures and evacuate their properties. Evacuations are ordered by local government officials when disaster threatens an area. Local radio and television stations generally issue reports when a disaster threatens an area. When local officials ask you to evacuate, you need to … Continue reading

Spring Is In The Air, and so is a lot of other Junk!

It’s time to haul out the lawnmower, clippers and get dirt under our fingernails. So many pretty flowers are showing themselves, and everything is about to burst with bloom. There is a lot of work to be done, and the days are getting longer and longer just to remind us of the nearing summertime… Homeowners and renters (if they really appreciate their landlords) need to start thinking of all the maintenance and hazard issues for their home as well as their liability risks. If you still have your holiday lights hanging from the eve’s of your house, then you need … Continue reading

Mitigating Claims Damages–What Does That Mean?

Insurance is a fact of modern life and a comfort for policyholders when a claimable loss occurs. It’s nice to know when something goes wrong that financially an insurance policy is there to help cover the losses we suffer. There are some insured people however, who experience a covered loss, which leaves a new risk for more damage. For example, a tree falls on the roof and leaves a gaping hole where rain falls and causes more damage to personal property. By the time the claims adjuster comes to check things out–the damages are much greater then just a big … Continue reading