Have you heard of the term, “Penny Wise and Pound Foolish?” Sometime we concentrate so much on saving pennies that we neglect where we can get the biggest savings. Here are some tips about how to make the biggest impact when saving money. While the pennies can add up, why not first concentrate on the dollars? Shelter, transportation and food are usually the biggest expenses in the average household, followed by entertainment. Combining Bills If you have home and car insurance, combine them with one provider to save hundreds of dollars a year. Likewise bundling other services such as cable, … Continue reading →