Tag Archives: money saving tips

Use the Phone

Have you ever found yourself driving all over town to find an item at the best price? Then finally giving in and buying it at the second stop to save the hassle. This is a common situation where we start off with the best intentions to save money and then the traffic or the swift salesperson throws us off. The phone is your weapon in defense. A crafty salesperson can’t convince you to buy and you can cover more ground much quicker. Using your phone for product research can benefit you whether you are buying school supplies or a car. … Continue reading →

Car Payments

Are car payments eating up your wallet? The cost of two car loans can often be as much as your mortgage. Is it really worth your money to have two newer cars? A friend of mine was recently explaining how she wanted to quit work and be home more with her kids, but she simply couldn’t afford it. We started talking about some of her large expenses and she proceeded to tell me that her loan payments for her two newer cars exceeded $700. Then, adding in car insurance and registration fees, she was paying out almost $1000 a month … Continue reading →

Teens Saving Money

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What is the best way to teach teens money saving tips? Most teens I know only love to spend money. For a parent teaching kids about savings it basically involves the fine art of motivation. Kids are certainly all about instant gratification. Although teens are starting to look and act like adults, they are still very much kids at heart. The maturity around setting limits, especially with money, has not been instilled in their development. But, that doesn’t mean you shouldn’t start teaching your teen money saving strategies. Just be patient, knowing that your advice and tips will probably not … Continue reading →

Favorite Money Saving Tips

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The following is a list of some of my favorite money saving tips. Generally speaking, cutting back your expenses can actually increase your “income.” Most businesses know this trick, which is often why mass layoffs occur when sales are down. If you are struggling to make ends meet, before you take on another job or sell all your stuff on eBay, consider this list of favorite money saving tips! 5 Favorite Money Saving Tips 1. Utilities: If it is wintertime, turn your heat down to 68 degrees during the day and 63 at night. Use extra blankets, footie sleepers for … Continue reading →

Save Money on Haircuts Part 1

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Hair stylists recommend that people get their hair cut every six weeks. Most women I know do not get their hair cut that often, but many men find that they need to. If your family of four goes to a middle-of-the-road salon and pays $15-$25 per haircut, your bill could easily exceed $500 each year. I don’t know about you, but I found that the money my family was putting out for haircuts was well beyond what our budget could afford. If you feel that you are spending too much your family’s haircuts, consider this: Look up the local cosmetology … Continue reading →

Travel Tips for the Budget Minded

Every year, people need to take time off – a vacation. If you are like most people, you work hard all week long, and then come home to take care of a house and yard, as well as raise children. Vacations are a great way to escape and rejuvenate. However, the great vacations, you know those that take you to some exotic beach resort, are usually expensive. If you are on a budget, you quickly realize that this year’s vacation will likely include getting to wake up late in your bed at home. The truth is that even the budget … Continue reading →

Reduce Your Cooling Costs This Summer

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In certain places of the country, winter is the time when electricity costs skyrocket. Around here in Arizona, things are just the opposite. Cooling a home in the desert can cost a fortune. Whether you are in the desert or not, these cooling tips can help you on those hot days this summer. * Keep shades and curtains closed on windows to keep as much heat out as possible. * Change your air conditioning filter monthly or as needed. Keeping the filter clean will help maintain the life of your A/C unit and keep it working more efficiently. * When … Continue reading →

Save Money When Drying Your Clothes

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Did you know that there are ways to make your clothes dryer run more efficiently? If you can make a few changes in how you do your laundry you will save money each time you dry a load of clothing. Here are a few tips you might like to try: Locate your dryer in a heated space. Depending on the climate that you live in, this could mean keeping the either inside or outside of the main part of your home. In a warm climate, a garage is a great place for your clothes dryer. The same space would get … Continue reading →

The Change Jar

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In our home as well as many others, we have a jar where we keep all of our spare change. Instead of spending any of the change we have on hand, we only pay in full-dollar amounts. Even if we are charged $20.01, we will pay with twenty-one dollars and save the change. I actually enjoy getting nearly a whole dollar as change to add to our change jar. Especially when we are on a cash-only diet, this change can really add up fast. What to Use it For A change jar can be used as a simple way to … Continue reading →