Tag Archives: motorcycle

3-Tips To Keep Your Kitchen Bacteria Claim Free While Cooking.

The last thing we want if we are, the host of a dinner or party is to make our family and guest sick. If we are going to go to all the trouble to be a host then we want everyone to remember the experience for the right reasons, and not because someone is hurt or sick due to a liability we have in our kitchen. We might have a Homeowner or renters insurance policy that would cover Guest Medical and Liability Claims but the most important part of risk management is to avoid the claim in the first place. … Continue reading →

Commentary: Sue Happy Society–Who Is Liable?

It seems you can’t turn around without hearing about some kind of lawsuit or another for some reason. It wasn’t that long ago when people assumed responsibility for their own actions. Now it’s common to hear stories of people winning multi-million dollar settlements for smoking or spilling hot coffee on their laps because they can’t get out of the car and drink their morning coffee at a table. While big business is always subject to lawsuits and often end up on the losing side even when logic tells the public that the person suing should have known better, or brought … Continue reading →

Military Housing: Renter’s Insurance, Part II

When you look at the items in your home, some of which you may have had for many years and dragged around the country or the world with you, you may not realize the overall value of your belongings. On the other hand, you may have some very nice pieces or heirlooms that are quite valuable as well. Whatever the case may be, renter’s insurance can help you avoid serious financial problems and devastating losses if the worst should occur. Fire, dangerous weather, leaks and other malfunctions, as well as many other problems can damage or destroy your belongings. Having … Continue reading →

Military Housing: Do I need Renter’s Insurance?

Whether you live in military housing owned by the government or another type of temporary rental, you should at least consider renter’s insurance. Even though the government does provide some coverage over most of its housing that coverage is usually limited, even for officers. For other types of temporary housing, the property owner’s coverage most likely only covers personal liability and repair, mortgage payoff, or repair or replacement of the building in case of emergency or disaster. In either case, most or all of your personal belongings may not be fully covered if you do not have renter’s insurance. It … Continue reading →

Your Responsibilities when Serving Alcohol

If you serve alcoholic beverages to guests at your home, or even allow them to bring their own alcohol, you can be held responsible if anything goes wrong. Laws and penalties vary by location, so make sure you are aware of policies in your area. Here are some tips to help you protect yourself and your guests: If you serve or allow alcohol, make sure that no one under the legal age limit drinks on your property. It doesn’t matter if their parents say it’s okay, you can be held criminally liable as well as negligent if anyone is injured … Continue reading →

Backyard Trampolines May Lead To Cancelled Homeowner Insurance

A trapeze artist named Du Trampoline created the first trampoline in the 19th century by using the safety net as propulsion and landing device according to circus lore. In 1936 George Nissen invented the trampoline as we know it today. During the 70-year history trampolines have been used for training of the U. S. Navy Flight School, astronauts and in several other valuable ways for training. Fitness experts, agree the trampoline can be a valuable part of a fitness program, because of the cardiovascular benefits, low impact, and for building muscle. The first trampoline gymnastics event made its Olympic debut … Continue reading →

Motorcycle Insurance Basics

Summer is here and it’s the time of year many families break out the motorcycles! Weather you are just the weekend rider or a hardcore biker insuring your motorcycle can be a frustrating process because many insurance carriers don’t offer motorcycle coverage. It’s important to understand the coverage’s, conditions and exclusions of any motorcycle insurance policy your auto insurance company may offer. Many people assume their motorcycle insurance policy covers all the same things their auto insurance does only to find out at the time of a loss that some kinds of claims are not covered or not covered the … Continue reading →