Tag Archives: premiums

What Do You Think of Health Insurance Incentives?

Some insurance companies will offer a discount on the cost of your health insurance premium if you have been taking good care of yourself. Recently, employers who offer group health insurance to their employees have also started offering incentives that will lower the cost of the premiums for employees who participate in wellness programs. Are incentives a way of rewarding good behavior, or a way of punishing those who do not comply? What do you think? There are plenty of things that a person can do to improve his or her health. I think we can all agree that exercise … Continue reading →

Where You Live Influences The Price of Your Car Insurance

Perhaps you live in a state that requires all drivers to purchase auto insurance. If so, then you are aware that car insurance can be extremely expensive. There are a lot of different factors that can influence the price that your car insurance premiums will be. One of these factors happens to be the state that you reside in. Most of us realize that the amount of money that an insurance company is going to charge a person on his or her premiums has to do with how big a risk the insurance company perceives that person to be. Ideally, … Continue reading →

Blue Shield Increases Cost Of Premiums By 59%

Starting March 1, 2011, it is going to cost more to have insurance with Blue Shield, if you live in California. Blue Shield is about to increase the cost of premiums by a whopping 59%. Clearly, this is going to make it very difficult for people who currently have health insurance with this company to be able to afford to continue their health insurance policies. Blue Shield insists that it’s decision to go ahead with this rate hike has “almost nothing to do with the federal health reform law”. Instead, the company is saying that their costs are rising very … Continue reading →