Tag Archives: property

How to Document Your Valuable Property

My husband and I recently visited with our insurance agent. We learned quite a bit about homeowners insurance that we did not know before we spoke with her that day. One of the things we learned was how important it was to make sure we correctly documented our property, especially the valuable property. A homeowners insurance policy covers two basic things. It covers the damage caused to the outside of your home, and it covers the replacement of your personal property in case it gets stolen, or damaged due to a disaster. Insurance companies will require proof before they will … Continue reading →

Researching Insurance Options – Part 3

My husband and I recently started doing a little research about what our available options were in regards to insurance. When we visited our insurance agent, we learned that we needed to make some changes to our existing car insurance policy, which was ready to be renewed. This was taken care of right away. The next thing we needed to think about was homeowners insurance. We already had a homeowners insurance policy with the insurance company we were speaking with. This is because we own a home, and were required to purchase some form of homeowners insurance when we first … Continue reading →

What is Renters Insurance?

If you are renting a house or an apartment, you might consider getting renters insurance. This type of insurance is something that many people overlook, because, unlike homeowners insurance, there is no mortgage company requiring you to purchase it when you start renting. It is a form of protection for yourself, and your property. Your landlord should have insurance on the apartment building, or house, that you are renting. Their policy will cover the cost to repair damage to the actual structure, as well as to the parking lot, sidewalks, and other common use areas of the building. It does … Continue reading →

Dealing with Difficult Neighbors

We’ve all had at least one neighbor, or at least known someone who has, that was difficult to put it nicely. These people can make life miserable for an entire neighborhood. There are ways to deal with difficult neighbors to keep things from getting out of hand or from feeling like you have no choice but to move. First, try to speak to the neighbor and learn what the problem is if possible. You or a member of your family or even a guest to your home may have inadvertently offended the neighbor. He or she should explain the problem, … Continue reading →

Eminent Domain and the Homeowner

What does Eminent Domain mean to you? It used to mean that the government had the right to take (usually condemnable) property, at a fair rate, to use it for roads, hospitals, or some other community necessity. Today it means you could lose your home if someone can make the government more money with your property. News reports indicate that thousands of properties have been targeted in the past few years, and these are not instances where the land is needed to provide necessary improvements or services. These properties are being taken and given to others under the guise of … Continue reading →

Location, Location, Location

Do you live in the city, suburbs, or country? Where you live obviously has an effect on your lifestyle on many levels. The city dweller has to contend with traffic, finding a place to park, more smog and pollution, higher prices on many things, and other various issues, while suburbanites tend to have the best of both worlds. Living in the suburbs allows you easy access to the amenities of the city without the other challenges. Of course, there are benefits to city life as well. There is more culture to experience on a daily basis and you don’t have … Continue reading →