It is a sure bet you have heard this from me before, and it is a sure bet you will hear it from me again. Shopping for birthdays, and holidays is expensive, especially when it is last minute and not planned. So rectify that by shopping for gifts year round. Several department stores host clearance sales several times a year. This is a terrific time to stock up on gifts for any occasion. Candles, vases, candy dishes, plates, bowls and other household items are marked down as much as 60-70%. These are the types of gifts that are perfect for … Continue reading →