How to Find Money

There are several ways to find money in your life. If you are open and aware, you can be the beneficiary of extra money. You may find small amounts, or you may find large amounts. Here are my favorite ways to find money. At the beginning of the year (or right now) figure out what your normal monthly bills happen to be. I’ll give you a personal example. By signing up for a budget plan, we pay a set amount for oil each month. Often, though, we never use as much oil as our “statistical average” for our home and … Continue reading

Saving on Seasonal Stuff

I admit that I complain quite a bit about how the retail stores are constantly rushing the seasons. For example, when did it make it okay to go ahead and put Christmas trees up in September? The holiday season is still months away, and I haven’t full recovered from the chaos of back to school. Heck, I still haven’t fully realized that summer is over. Do you know what I mean? I’m waiting for the eventual moment when the merchandise is pushed so far back in the year that it wraps all of the way around and becomes timely again. … Continue reading

How to Save Money on Carpet

In retrospect, I think we spent far too much on carpet for our family room. In our defense, this was the first time that we ever actually purchased carpet. We did do some research and got a few discounts, but we probably could have done more. Here are some of the things I’ve learned since then. Hopefully, you can use these tips to save money on your own carpet. Know when to buy It pays to know what time of the year is best for buying your carpet. The time period of December to January is probably the time that … Continue reading

So Many Ways to Get Free Stuff

Did you know that despite the economy, there are so many ways to get free stuff? It is unbelievable how many different opportunities there are to supply your home and your family with items that you need for free. Here are my favorite ways to get stuff absolutely for free. And don’t forget, when it comes to getting things for free, be sure to return the favor or pass it forward. People you know Your friends, relatives, neighbors and co-workers can be a great source of free items. Chances are pretty good that the people you already know have exactly … Continue reading

Appreciating the Little Things

After a long day for both of us yesterday, my husband came home, and we talked about what happened in each of our lives while we were apart. He shared a story about how he excitedly told a co-worker about a new purchase that we recently made. This purchase was something that we wanted, not needed. And although we got a good deal on it and researched the purchase for more than a year, it was extravagant by our standards. The co-worker sort of looked at him a little bit funny, and he came to realize that this great new … Continue reading

More Places to Find Money

Who couldn’t use a little found money? The next time you are out on a walk, out shopping, or just out on an errand, look around. You may just find some spare change or even a $20 bill if you keep your eyes open. Previously, I talked about two great places to hunt up some money. Now, let us continue with some more ideas for places to find money. If you missed the previous article, click here: Where to Find Money. 3. Coin counters. Do you know those coin machines that you can usually find in supermarkets? CoinStar is the … Continue reading

Welcome

Welcome to the new Hot Deals Blog. As your new blogger, I look forward to bringing you lots of ways to save money on every aspect of your life. I am a stay at home mom with an eight year old, a two year old, and a new miracle arriving in September. We rely on a creative budget to survive. Ever since I was a child, I remember helping my mom cut and organize coupons, look through magazines for freebies, and scour the Sunday newspapers for great deals. With a continued education in retail marketing, accounting, and journalism, I will … Continue reading

Frugal Living Week in Review: April 21st Through April 27th

This week it is all about shopping and spending, from the upcoming rice increase to going green. We’ve included a lot of tips on saving, too. Here is the Frugal Living Week in Review for April 21st through April 27th. April 21st Gas Saving Roundup Will you curb your vacation plans this summer because of gas prices? I’ve already cut back on driving here and there now that gas prices have reached the mid $3 range, but analysts say that things will only get worse. Gas prices predicted to rise to $4 a gallon this summer, just in time for … Continue reading

Hidden Energy Hogs

The following items in your home are costing you more energy and money than you realize. No, we aren’t talking about traditional energy hogs, such as refrigerators, home lighting, hot water, heating and cooling. These areas of the home are getting more efficient, thanks to new energy-saving appliances and more awareness of going green. The hidden energy hogs that I am talking about seem innocuous, and almost every household has one or two of them. They are a new category of energy users, what the Energy Power Research Institute (EPRI) calls the “plug-in loads.” After reading this article, you may … Continue reading

One Simple Way to Curb Spending

It isn’t hard to spend money, but it can be difficult to save. Here is one simple way to curb your spending and save. In fact, this method is so simple that you just might not believe me when I tell you that it works. But, it does. Don’t shop unless you know exactly what you want. If you know what will truly satisfy you, you can focus on that item and ignore all of the rest of the distraction. Did you know that most of the shopping that people do today is spur of the moment? We’ll wander into … Continue reading