Tag Archives: saving money

Saving Money At The Grocery Store

I am forever pinching pennies as a single Mom, sometimes I feel sorry for those poor little pennies! In our house it seems like the only thing we really have any control over is what we spend on food. I’m not good at clipping coupons, wait, I’m good at clipping them, just not remembering to use them. I used to be really organized when it came to couponing, not so much anymore, but I do have lots of hints on how to make it easier for those of us who are not professional couponers. 1. Look for coupon websites in … Continue reading →

The Importance of Working Together

You’ll double the chances of success when you work together as a team. Any lifestyle change, especially one related to getting out of debt needs mutual goals, accountability and support. Here is why working together will help you save money. Mutual Goals You have a mutual goal of getting out of debt, that is great! Believe it or not, just agreeing on this point means that you are already halfway there. Some couples or families say they want to get out of debt but may not make the commitment. Now, you just need to break this down to specifics. Decide … Continue reading →

Summer Disneyland Deals

For the most part the Disney Parks post their special offers on the relevant dedicated pages, which I’ve examined here for you before. Occasionally Disney has other promotions going on that may or may not make it onto the Special Offers page, and today I’m going to cover those. Over the past two weeks the official Disney Parks blog has announced a variety of summertime Disneyland deals, and not all of them are viewable on the park’s Special Offers site. One is very similar to a deal I covered last time: if you book a Disneyland vacation by this Friday, … Continue reading →

Surviving without Credit Cards

Getting rid of all of your credit cards is one of the strongest messages you get when you are trying to get out of debt. The reason is that credit cards allow us to spend more money that we should, essentially taking out a loan at a very high interest rate that compounds and compounds and can easily get out of control. In previous generations, it would take a lot for someone to consider going in to debt for even something as substantial to quality of living as a house. Once credit cards came along, people were willing to go … Continue reading →

Spring Special Offers at Disney

Now that we’re firmly into spring, it’s time for the latest round of special offers at the Disney parks. Today I’ll focus on the two domestic parks. To change it up a little bit, I’ll lead with the Disneyland deals. Like usual, there are discounted rates for Disneyland resort hotels available if tickets are booked by a certain date. This time, if you make a reservation for a Disneyland stay by May 28, you’ll enjoy a cheaper stay at any one of the three Disneyland resort hotels: the Paradise Pier, Grand Californian Hotel & Spa, or the Disneyland Hotel. Prices … Continue reading →

Purposefully Using the Little Things

As you may know, my husband and I are really buckling down to reduce our monthly expenses. It seems as though the prices for everything are going up, while our income remains the same. Recent unexpected expenses have drained our emergency fund and we are really trying to get out of debt. Although our home isn’t that large by many standards, there is still plenty of space for little things to collect. Many of these things don’t normally get used because they are forgotten or aren’t convenient. But purposefully using these little things will help us stretch the budget a … Continue reading →

Are Store Brands Second Best?

There are those of us who swear by name brand items and those of us who never buy anything that isn’t a store brand. So who is right? Can you get just the same quality out of a store brand item as you can the name brands? Or are store brands usually second best? Rather than give you a clear cut answer to this one, I am afraid that I have to say the two words you probably dread to hear: It depends. Most of the time, in fact I would say about 90 percent of the time, the store … Continue reading →

Special Offers for the New Year

With a new year comes a new crop of Disney Parks Special Offers. First let’s look at the deals for Disney World. As always, one of the primary deals involves booking your Disney World vacation early. This time around, you can accrue 30% savings for a spring Orlando vacation if you make your reservations by February 13. Of course, not all of the savings go as high as 30%. Rooms at Disney Deluxe Villa Resort Hotels booked by Feb. 13 net guests a 30% discount. The less fancy of a hotel you choose to stay at the smaller the deal … Continue reading →

Saving on Electricity

With the price of electricity tipped to rise considerably in Australia, and probably the same in other countries, we need to find ways of saving money.So here are a few tips for saving on electricity. Switch off lights when you leave a room. It sounds simple but it’s amazing how many people don’t. Also make sure to switch off appliances when they are not in use. Don’t leave these switched on. Overhead fans are much cheaper to run than an air conditioner and quite effective. Use of blinds, curtains and awnings is another way of keeping heating and cooling costs … Continue reading →

Switching to a Single Income – Tips for Saving Money

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For many families, deciding to have one parent stay home with the new baby is a difficult choice, and it’s even harder to carry out. It means making tough sacrifices. It’s interesting how many families say “we can’t,” when in reality what they are really saying is, “we won’t.” Are you willing to give up a few of life’s conveniences to stay home with your child? Sometimes, the first step toward being able to afford staying home with your kids is honestly dividing your expenses into two categories: needs and wants. Sometimes, the only way to live on one income … Continue reading →