Lesson #11 in our Spencer W. Kimball manual this year was entitled, “Provident Living – Applying Principles of Self-Reliance and Preparedness.” President Kimball had the opportunity to work both at a bank and a store before his call to the apostleship, and he was awestruck at the amount of things people bought on credit. (In this lesson, he uses the phrase “on time,” meaning that the payments would be made over time, but I prefer to say “on credit,” so as to be perfectly clear.) He said it amazed him to see people walk down the street wearing clothes and … Continue reading →