I purchased my home as a single mother with one income. No, I didn’t have a job that could pay a normal mortgage, nor did I have a down payment. But with the help of the federal government, I am the proud owner of a three-bedroom home and almost one-acre of land. I received a loan through the Rural Development Housing program. They provided me with a 100 percent 33-year loan (meaning I didn’t need a down payment). While the loan process took longer than a normal loan probably would have, it was well worth the wait. There were also … Continue reading →