Tag Archives: snoring

Ask Anna

When a person has a name like “Anna” and invites friends and Families.com members to send her questions to use in an Advice type of column then–the column has to be named–“Ask Anna.” Trust me I tried to think of something less obvious, but the other titles I could think of sounded like someone “trying too hard.” Anna’s Insurance Q’s and A’s Anna’s Insurance Advice Blogs Insurance Queen. (no, no, no, who wrote that in my notes?!) Anyway, it was way too hard to think of any other title to call the Insurance Advice Blogs other then, “Ask Anna” so … Continue reading →

Insurance Blog Week In Review November 29, 2006

Most people just freeze up when the word insurance comes up in a conversation. Sometimes I feel like I know what it’s like to be a celebrity or doctor at the party. People will ask every little insurance question, or tell about a claim they have had, or the worse, talk about how an insurance company ripped them off. Understanding the actual role insurance should play in the lives of my family makes those situations in my life humors. I can usually figure out exactly why someone is upset or happy about their insurance experience within a few words of … Continue reading →

Anorexics: Losing Weight and… Medical Insurance

Recently I posted a blog about the death of anorexic high fashion model Ana Carolina Reston. According to medical reports, Reston, a 21-year-old Brazilian model, weighed only 88 pounds at the time of her death. Doctors at the hospital where Reston was pronounced dead said she “succumbed to a generalized infection caused by anorexia nervosa.” Her family is currently trying to lobby the modeling industry to address eating disorders in an effort to help save other lives. I thought about Reston the other day when I read that many insurance companies are forcing families into a life-or-death struggle for coverage. … Continue reading →

How To Have a Claim Free Holiday Season

I just love the holiday season, I love cooking, baking, making gifts, entertaining and everything about being stressed-out with the joy of giving my family and friends the best I have to share. It’s the time of the year I enjoy giving others something they wouldn’t ordinarily give to themselves. We always have a huge party and invite everyone, It’s my turn to show off and give them the taste of my cooking. We all (hopefully) invest in a Homeowner or Renters insurance policy for a reason. The fact is that every year the holidays bring multiple opportunities for families … Continue reading →

Can I Find a Mortgage with Zero Down?

The simple answer is yes. You can find mortgages with zero down, but it isn’t quite that black and white. Not everyone can obtain such a mortgage, and it might not be as good a deal as it seems to be. First, you generally must have very good credit and a stable, fairly high income to be considered for a zero down loan. Yet, even with good credit, you will likely end up paying a higher interest rate, often associated with people who have poor credit scores. The reason for this is that the loan will be considered a high … Continue reading →

ADHD or Sleep Apnea?

My son Jeremiah is 4 years old and has had sleeping difficulties from the day I became his adoptive mother at the age of 1 year. Last April he and I spent the night at Oregon Health and Sciences University to have a Sleep Study done. The results have been interesting and the next step will be a Tonsillectomy in order to correct obstructive sleep apnea. Our hope is to avoid a diagnosis and the treatment that goes along with ADHD. The National Sleep Foundation estimates 30-40 million Americans have sleep disorders affecting health and daily functioning. This may be … Continue reading →

Insured Losses Due To Hurricane.

Hurricane Katrina was the worst natural disaster the insurance industry has ever managed. The number of claims exceeds the previous record of more than two million made to cover losses in 2004 from the four Florida storms. There has been a great deal of press coverage about the way Insurance companies have handled claims. Several stories have aired showing families who have been denied insurance for losses they suffered from Hurricane Katrina. The issue is that Homeowners insurance policies have never covered losses due to flood and this Hurricane resulted in major flood damage. The typical homeowners policy covers damage … Continue reading →

Home-Owner’s Insurance: The Real Deal

How can you know what kind of insurance is best for you and your pocketbook? Where can you find the necessary information? There are no quick answers, only suggestions. Here are some below. The first thing to do is to shop around. Ask people you know, as a personal reference is always best. (You can also stand on a street corner and ask people you don’t know, but this course of action is not recommended.) Contact your state insurance department and check out consumer guides and online insurance quote services. This will help you establish a price range for home … Continue reading →

Warning Signs of Possible Bankruptcy

While many people deal with the occasional financial crisis, others continue down a path of poor debt management and poor spending habits that could eventually lead to bankruptcy. Do any of these apply to you? 1. You do not have a budget or you don’t stick to your budget. Impulsive spending and living beyond one’s means is one of the greatest threats to financial security. Prepare a reasonable budget that you can live with, and allow a little room for flexibility. Maybe give yourself a very small allowance each week for impulse purchases instead of spending money you cannot afford … Continue reading →

Facts About Sleep Apnea

At least eighteen million Americans suffer from sleep apnea — while you sleep, you suddenly stop breathing. Do you know the facts about sleep apnea? Snoring can be an indicator of a problem. Approximately half the country saws a few logs at night; don’t assume your spouse has sleep apnea if their snores keep you awake. However, as much as twenty percent of the population does suffer from sleep apnea. If you or your bedmate snores loudly with gasping or snorting, they may have sleep apnea. But only your doctor can tell you that for sure. If you have sleep … Continue reading →