Tag Archives: social security

Things to Think About

There are some things that people don’t think about when they are considering adoption. First people think adoption is super expensive and they just stop there and don’t consider it because of the cost. Some agencies and foreign adoptions are very expensive. I can say that we did not pay anything for our children’s adoptions. We adopted a sibling group so the state of Texas actually helps pay the legal costs for the adoption. They will also do this if you choose a special needs adoption, special needs does not always mean physically disabled. This term also covers children over … Continue reading →

Pay those Taxes

Do you own a business? Are you an independent contractor? Do you do freelance work on the side? If you answered yes to any of these questions you are faced with a unique opportunity, the ability to pay taxes or not. For the mainstream employee who works for a company, money is removed from his or her paycheck each month for taxes. This payment goes to the government, and then he or she can file to either pay more or receive a return. The process is basically automated. If you are the business owner or if you do work on … Continue reading →

Saving for Retirement

Do you plan to retire? Of course you do! But… how do you know if you are preparing correctly for those days of little income? When saving for your retirement there are some important steps to consider. Review the following list and get going on any area you feel hasn’t been addressed in your current financial picture. 1. Start saving as early as possible. For every dollar you save in your twenties, it is worth multiple dollars saved in your forties. Basically, whatever age you are now… start saving as much as you can in your budget for your retirement. … Continue reading →

Marriage Laws: Minnesota, Marriage Visas & Social Security Numbers

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As you know I’ve been writing a series on Marriage Laws in the 50 United States and I’ve discovered that the laws are changing all the time, even on pieces that I wrote just a couple of weeks ago. Does that sound familiar? I just wrote about marriage license law change in Delaware and today, we’re talking about a case in Minnesota where one couple is suing two Hennepin County officials as well as the commissioner for the state’s Department of Health. So What’s Up? It seems that Shira Levenson traveled to Peru for a summer backpacking trip in 2005. … Continue reading →

Long-Term Care Insurance Policy Features to Look For

If you have been following this series of blogs and are here then it’s likely you have decided long-term care insurance may be a good option for you or a family member. A few more things to remember before purchasing a policy: A policy That requires the insured person to be no longer able to perform more than two activities of daily living. One of these activities should be bathing. The U.S. Department of Health and Human Services 1999 National Nursing Home Survey, reported 94% of nursing-home residents need help with bathing. A policy with coverage for care not only … Continue reading →