Tomorrow is the last day of the month, and it is time to do an end-of-month spending check. In January, I have been focusing on groceries and food, keeping track of our spending in those areas and saving as much as I can. Writing down what I spend on each trip to the grocery store has helped. While I still don’t have a lot of coupon use, I’m paying more attention to the sales and not buying things that we don’t need, purchasing more fruit and less snacks for example. This has made a difference. I’ve also been more conscious … Continue reading →