If you are having trouble stretching your paycheck each month or simply want to save for an expensive new luxury item, the key to your solution is to reevaluate your budget. For most items in your budget, there is the ability to flux and shift. One easy solution is to first separate all budget items that have the option for the most adjustment. You may be surprised by some of these, but in my experience the following budget items have some room for a change: *Automotive Gas *Automotive Insurance *Charitable Giving *Clothing *Food *Gifts *Grooming *Misc *Entertainment *Vacations Then there … Continue reading →