If you are planning on a home purchase, there are certain things that you can do that might jeopardize your success in getting a qualifying mortgage or a good rate. As soon as you decide to house hunt, don’t do any of the following. Make a major purchase. You don’t want to affect your assets by making a major purchase. This could affect you in two way. First, it can add to your debt, which will affect your credit rating. And second, it can reduce your available assets, also affecting your credit or affecting the cash you might have for … Continue reading →